If you have a parent that is aging this can be a tough time. Where once they were the ones who looked after you, now you are doing more for them. Things like forgetfulness become more frequent and sometimes seniors can also struggle with making important decisions. This means it is time to step in and talk to them about getting things in place so that you can handle more in the way of legal, financial and health decisions. As well as looking into things like having power of attorney in Toms River or where you are, there is more to think about and decide while they are still able. Here is a closer look at the things you should discuss and get in place.
Information needed to be gathered
There is a lot of information you might need at some point to help them out with things, and it is a good idea to pull it all out and put it somewhere you can access it, for when they are unable to handle things. Here are some good examples,
Household information - Mortgage or rent agreements, electricity bill, cable, cell phone provider, lease payments, gardener and pool person.
Medical details - Name and contact of main doctor, pharmacist, any other health care providers they use such as homecare, Medicare details and health insurance, dentist, optometrist.
Website and online account details - social media platforms, streaming sites, community sites, passwords and such.
Legal and Financial information - including social security, CPA, pension details, retirement accounts, name of their financial advisor, details of investments, checking and savings accounts, insurance details on the car, home and such, and attorney details including their Estate Planning Attorney to help with power of attorney in Ocean County.
Time to have the hard conversations
It is not easy to have these conversations with your parents, but they are important. It will require patience. Get all the information you need about things like having power of attorney in Toms River or local to them, so they understand the value and need. It might be that they are not able to answer all your questions or find all the paperwork you need in one visit. Try to spread it out over several chats and give them the support they need.
Conclusion
When a parent reaches a certain age, or starts to show certain signs of deterioration health wise, it is time to start the process of getting power of attorney in Ocean County, so you can make decisions on their behalf. Watch out for things like not looking after themselves in terms of hygeine, not eating, having accidents when cooking, forgetting to attend appointments they have made. With the guidance of an estate planning attorney, you can give them the additional help they need. Sometimes a senior parent might not want to give up that independence but there comes a time when it would make things a lot easier if they do.